The Clear View Finance Podcast by Mediate Financial

Retirement does not eliminate the need for a paycheck. It simply transfers the responsibility for creating that paycheck from your employer to you.
In this episode of The Clear View Finance Podcast, we follow a hypothetical couple, David and Linda, as they prepare for retirement and confront a question many retirees struggle to answer:
When the employment paycheck stops, where will the next one come from?
Although David and Linda have accumulated more than $1 million, their pension and anticipated Social Security benefits may still leave them with a major gap to address. Filling that gap involves more than setting up automatic IRA withdrawals.
In this conversation, we discuss:
Why accumulating money and distributing it are fundamentally different tasks
Why a large account balance is not the same as an income plan
How pensions, Social Security, cash reserves, traditional accounts, and Roth assets can work together
The risks of withdrawing from the wrong account or selling investments during a market decline 
Want more Mediate Financial? Check out our Link Tree: https://linktr.ee/mediatefinancial
Not ready to schedule a free consultation just yet, but still wanting to take some action? We got you covered! You can claim our (FREE) Clear View Retirement Toolkit TODAY! Just visit mediateoffers.com
Production by https://www.youtube.com/@UCbFvkrpSm1yG5w32_QkSrvQ
IMPORTANT DISCLOSURE: All concepts, strategies, or ideas are presented for educational purposes only. Mediate Financial is an independent financial services firm helping individuals create retirement strategies using a variety of investment and insurance products to custom suit their needs and objectives. Investment Advisory Services offered through Mediate Financial Investment Advisory Services, LLC, a State of Ohio Registered Investment Advisor. Investing involves risk, including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values.

For our latest entry in our 4th Bucket Feature segments, Chris is joined by Jenny Falvey, interim executive director and board president at Animal Charity of Ohio. Jenny is also one of the nation's leading certified canine behavior experts, bringing years of experience working in the animal welfare and training space.
Animal Charity of Ohio is in dire need of generous hearts. Very recently, the organization had pause their regular operations due to a lack of funding. They can no longer carry out a number of vital animal welfare operations for the Youngstown community and must redirect what funding remains toward the 300+ animals that are already under their care.
With limited resources and hands, they need our support. On this episode, Jenny goes in depth on the challenges they're facing and the best ways our community can help us support.
To learn more about how you can help, visit their website here to support their One Million Acts of Hope campaign: https://www.animalcharityofohio.org/onemillionactsofhope
Want more Mediate Financial? Check out our Link Tree: https://linktr.ee/mediatefinancial
 

Chris sits down with Amy Shope, owner and financial advisor at Lehner Shope Wealth Group, and co-founder of the nonprofit Dylan's House, which provides homes for people on the autism spectrum who are ready for independent living.
Amy understands the unique struggles faced by special needs parents better than anyone, having a son on the spectrum who is the namesake of her nonprofit. On the show, she discusses her story with Dylan, how this initiative came to be, and her ambition on where she wants it to go. This was an important conversation on largely underdiscussed segment of our society.
We think you'll come away from this episode happy to know they have such a champion in Amy.
To learn more about Dylan's House, please check out their website: dylanshouse.org
To learn more about us, check this out: linktr.ee/mediatefinancial

In this episode of the podcast, Chris Mediate sits down with Heather Fronk, CEO and founder of Clothed in Strength, a local nonprofit dedicated to restoring dignity, confidence, and opportunity for low- to moderate-income single mothers and their families. Clothed in Strength exists to bridge the gap between government assistance and financial freedom for those who are working hard but still struggling to meet basic needs — a gap Heather personally knows from her own early experience as a young single mother.
Heather shares the powerful story behind the organization’s founding, the principles that guide its work, and the real-world challenges faced by the women it serves.
This episode is another reminder that financial well-being, personal confidence, and community support are often more connected than we realize.
To learn more about Clothed in Strength, you can visit them here: https://clothedinstrength.org/

In this fireside chat, Chris Mediate sits down with boxing legend Ray "Boom Boom" Mancini for a candid conversation that goes beyond the ring. Ray reflects on his foundation's work in the community, their upcoming Fight Night fundraiser Friday night, and the lessons he's learned from a lifetime defined by discipline, pressure, and purpose.
 
A very big thank you to Ray for taking the time to make this lively, insightful discussion happen. 
 
For Fight Night tickets and more info on the Ray Mancini Foundation, visit this link: https://boomboommancini.com/
 
For more on Mediate Financial, check this out: https://linktr.ee/mediatefinancial

Stable retirement income is by far the most important component of any successful retirement. In previous episodes, we talked about how much you need, but how do you know how long you'll need it for? Recorded on October 14, 2024.
 
Resources to purchase Your Money Your Purpose:
Amazon: https://www.amazon.com/Your-Money-Purpo-Retirement-Fulfilling/dp/1964046114
Barnes & Noble: https://www.barnesandnoble.com/w/your-money-your-purpo-e-christopher-mediate/1145435159
Discount (all proceeds go to the local rescue mission!): https://secure.qgiv.com/for/mediatefinancial/event/yourmoneyyourpurposebook/
 
Check us out using the links below!
Website: https://mediatefinancial.com/
Facebook: https://www.facebook.com/MediateFinancialServices/
LinkedIn: https://www.linkedin.com/company/mediate-financial-services
YouTube: https://www.youtube.com/channel/UC_qD2PbhUMP6qyflgrNf8xw

Discussing Donald Trump's decisive election day win and what that means for the stock market, the economy, and your money. Recorded on November 6, 2024. 
 
Resources to purchase Your Money Your Purpose:
Amazon: https://www.amazon.com/Your-Money-Purpo-Retirement-Fulfilling/dp/1964046114
Barnes & Noble: https://www.barnesandnoble.com/w/your-money-your-purpo-e-christopher-mediate/1145435159
Discount (all proceeds go to the local rescue mission!): https://secure.qgiv.com/for/mediatefinancial/event/yourmoneyyourpurposebook/
 
Check us out using the links below!
Website: https://mediatefinancial.com/
Facebook: https://www.facebook.com/MediateFinancialServices/
LinkedIn: https://www.linkedin.com/company/mediate-financial-services
YouTube: https://www.youtube.com/channel/UC_qD2PbhUMP6qyflgrNf8xw

When it comes to your retirement, how do you know how much income is enough? In this episode, Chris and Christopher go over a case study that identifies this exact question and tackle how to answer it. Recorded on October 14, 2024. 
 
Resources to purchase Your Money Your Purpose:
Amazon: https://www.amazon.com/Your-Money-Purpo-Retirement-Fulfilling/dp/1964046114
Barnes & Noble: https://www.barnesandnoble.com/w/your-money-your-purpo-e-christopher-mediate/1145435159
Discount (all proceeds go to the local rescue mission!): https://secure.qgiv.com/for/mediatefinancial/event/yourmoneyyourpurposebook/
 
Check us out using the links below!
Website: https://mediatefinancial.com/
Facebook: https://www.facebook.com/MediateFinancialServices/
LinkedIn: https://www.linkedin.com/company/mediate-financial-services
YouTube: https://www.youtube.com/channel/UC_qD2PbhUMP6qyflgrNf8xw

After 30 years spent helping individuals like you reach their retirement goals, Chris Mediate reflects on his first book, "Your Money Your Purpose." Recorded on October 14, 2024. 
 
Resources to purchase Your Money Your Purpose:
Amazon: https://www.amazon.com/Your-Money-Purpo-Retirement-Fulfilling/dp/1964046114
Barnes & Noble: https://www.barnesandnoble.com/w/your-money-your-purpo-e-christopher-mediate/1145435159
Discount (all proceeds go to the local rescue mission!): https://secure.qgiv.com/for/mediatefinancial/event/yourmoneyyourpurposebook/
 
Check us out using the links below!
Website: https://mediatefinancial.com/
Facebook: https://www.facebook.com/MediateFinancialServices/
LinkedIn: https://www.linkedin.com/company/mediate-financial-services
YouTube: https://www.youtube.com/channel/UC_qD2PbhUMP6qyflgrNf8xw
 

In order to make money, most of the time, you have to exert money. But how do you know you're making the best possible choice to get the best possible reward? To you, what is a "good" return? How do you know you aren't leaving money on the table? In this episode, we discuss risk and reward, and then some. Recorded on February 5, 2024.